Car Title Loans Carlsbad
(800) 677-1436
Care Title Loans Carlsbad

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Frequently Asked Questions About Car Title Loans

What is a Car Title Loan?

A car title loan is the fastest way to borrow money by using the equity in your vehicle as collateral.

If I get a loan, do I get keep driving my car?

Yes, you can drive off with cash.

Do I need to have good credit?

No, we look at the value of your vehicle and your ability to pay the loan.

How much money can I borrow?

The loan amount is based upon the value and condition of your vehicle. You do not need to borrow the maximum amount.

How fast can I get cash?


The same day the contract is signed and the title dropped off.

What If I lost my title?

We can still give you the loan. You must be the registered owner of the vehicle and it must be paid off.

When is my first payment due?

The same day each month for example if you got the loan on the 8/5, your first payment will be due 9/5.

Is there a penalty if I pay the car title loan off early?

Nope, you can payoff the loan anytime without a prepayment penalty.

How much can I borrow?

Up to the pre-approved amount.

What If my credit score is low?

We don’t check your credit score. You can qualify even if you had credit problems or have declared bankruptcy.

What if the title is not registered in my name?

If you have the title to the vehicle and it was properly signed by the previous owner, you are still eligible for a loan.